i did talked to him through FerNie baleado number 2. couldn't come to a clean agreement. He wants 3k cash and take over 7k payments at 186 a month which is not bad, but in that situation im better off buying a new one. I offered 1500 and take over the payments. the bike is very nice. I applied at delamo for credit see how that goes. i have to fax in paystubs tomorrow.